When I started my first blog in 2004, I was in my early 20s. ...

SALT stands for State And Local Taxes. It’s basically state and local income taxes and property tax. The 2017 Trump tax law capped the tax deduction for SALT at $10,000. If you paid more than $10,000 in state and local taxes, the amount above the $10,000 cap wasn’t deductible. ...

Making smart investment choices has become more important than ever. With rising prices, changing markets, and new investment options, it’s not enough to simply invest—you need a clear plan to grow and protect your money.  That’s where portfolio management helps. It focuses on building a mix of investments that match your financial goals, time frame, and comfort with risk. Whether you’re just starting out or already investing, understanding the objectives of portfolio management will help you make better decisions.  ...

TruCap default reveals risks of high yield bonds in India. Know why blindly trusting online bond platforms for high returns can cost investors. ...

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Credit card piggybacking is when you add someone else as an authorized user to help them improve their credit history and thus their credit score. ...

The new 2025 Trump tax law — One Big Beautiful Bill Act — created several new tax deductions. Some people say they’re above-the-line deductions, but that’s not true. These new deductions are all below-the-line. This post explains the difference between the different types of tax deductions. ...

Most investors dream of becoming the next success story—timing the market perfectly, picking the next multi-bagger stock, or riding the hottest investment trend at just the right moment. The media celebrates those who “got in early” on Apple, Amazon, or Bitcoin. But for every such story, there are thousands of untold failures—people who lost money chasing similar dreams. What separates smart investors from the rest in financial planning isn’t a crystal ball or a secret stock tip. It’s a mindset: they don’t aim to be perfect—they aim to be prepared. In fact, they obsess less over finding the next big winner and more over building mistake-proof portfolios that can weather storms, volatility, and human emotion. ...

Does Jane Street India impact markets and should mutual fund long term investors worry? Learn how much it takes to move Nifty 50 by 1%. ...

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