The best investment strategy is to take risks that the market decides to reward. Somebody, somewhere, is always saying something about how much the market will reward which risks. Knowing who to listen to and when makes a big difference. ...
Portfolio management services, or PMS, is a type of financial solution designed for individuals who want professional management of their investments. The minimum investment required to avail PMS is Rs. 50 lakh, so it’s suited for high-net-worth individuals, NRIs, and affluent investors looking for a more personalised approach compared to mutual funds. PMS is a SEBI-regulated service and offers mainly two types of models – discretionary and non discretionary portfolio management. Let’s understand discretionary investment management meaning, how it works, and its benefits and risks. ...
Social media claims Post Office MIS + RD gives 8.8% returns. Is it true? Find the real post-tax XIRR and bust the myth of so-called experts. ...
PFS Buyer Club is an organization that helps source in-demand items from their army of buyers. I’m one of those buyers. ...
Retirees on Social Security receive an increase of their Social Security benefits each year known as the Cost of Living Adjustment or COLA. The COLA was 2.5% in 2025. Retirees on Social Security will once again receive a COLA in 2026. The increase will be similar to the one in 2025. ...
When Harry Markowitz introduced Modern Portfolio Theory (MPT) in 1952, it revolutionized the way investors thought about risk and return. For the first time, investing was explained not as random stock picking but as a structured process of balancing risk and reward through portfolio diversification. The principle was simple yet profound: “Don’t put all your eggs in one basket.” ...
Post Office Small Savings Scheme interest rates Oct–Dec 2025 remain unchanged from July–Sep 2025. Latest PPF, SCSS, SSY, NSC, KVP, RD, FD rates. ...
At a few airports around the country, there are free programs that let you skip ahead in the security lines. ...
Retirement account contribution limits are adjusted for inflation each year. Most contribution limits and income limits are projected to go up in 2026. ...
When it comes to wealth creation, there’s one timeless principle — start early, invest consistently, and stay patient. Equity SIP (Systematic Investment Plans in equity mutual funds) are one of the most effective ways to make this principle work for you. Whether your goal is to buy your dream home, fund your child’s education abroad, or retire comfortably, equity SIPs can help you turn small, regular investments into a sizeable corpus over time. ...