We covered the new tax deductions in the 2025 Trump tax law in previous posts: seniors, car loan interest, tips, overtime, charity donations, and the SALT cap increase. The law also created a new type of tax-advantaged account called the Trump Account. ...
Picking the right stocks isn’t easy. You need to dedicate a lot of time and effort, as well as have a good understanding of the market, to select from the thousands of options available. And even after choosing your stocks, you have to keep an eye on them, tweak your portfolio, and make decisions based on market conditions. This type of management is called active investing. But what if you don’t want to do all that? What if you just want to earn market-level returns without constantly being engaged with your investments? Well, then you look for the passive vehicles. Two popular investment options that simply track an index are Index Funds vs. ETFs. ...
The real cost of education in India is skyrocketing. See fees for IITs, NITs, BITS, medical, MBA & private colleges with 2040 projections. ...
Many of us follow routines to make life easier, and grocery shopping is no exception. Maybe you always hit the supermarket after work on Wednesdays or first thing Saturday mornings. But is it dangerous to go grocery shopping at the same time every week? While routines offer convenience, they can also bring some unexpected risks. Understanding the potential downsides can help you make smarter choices about your weekly habits. Let’s look at what you should consider before sticking to the same grocery schedule week after week. ...
The Roth IRA is one of the best investment vehicles available, which is one reason why they limit your contribution based on your modified adjusted gross income. ...
The new 2025 Trump tax law includes provisions for “No Tax on Tips” and “No Tax on Overtime.” I covered “No Tax on Tips” in a different post. Let’s look into “No Tax on Overtime” now. If you earn both tips and overtime pay, you can benefit from both! ...
When you invest your money, you expect it to grow. But how do you measure the potential profitability of an investment, especially when cash flows vary over time? That’s where IRR, or the Internal Rate of Return, comes into play. This powerful metric helps investors and businesses alike assess the efficiency of their investments. ...
With SEBI-registered bond platforms & RBI Retail Direct, many wonder: Debt Mutual Funds vs Direct Bonds? Learn which is better, risks, costs & taxation. ...
Aging is often portrayed as a graceful journey filled with wisdom, leisure, and newfound freedom. While those aspects can certainly be true, the reality of getting older is far more complex and often filled with unexpected physical, emotional, and social challenges.
Most people prepare for the obvious signs of aging, like gray hair or wrinkles. But there are subtle and sometimes unsettling changes that take many by surprise. These side effects can affect not only your body but also your relationships, finances, and sense of identity. Here are 8 side effects of aging that no one really talks about and what you can do to prepare for them. ...